Chat about Novel Coronavirus - 2019-nCoV - COVID-19

I'd be fucked with a grand bill.

Ditto, even with my benefit on top.

It wouldn't be grand.

Just finished the survey. The question was:

"If you got an unexpected but necessary bill of £850, would you be able to pay it?"

I'd be fucked with a grand bill

Just received one from my freeholder. Gosh what a breezy letter that came with it. As if I should be thankful.

Fucking pricks!

Yeah but you're rich

Yeah, if you can't rustle up £30k or so from the change down the back of the sofa, what do you expect?

P.S. Meant in jest.

Staggeringly and depressingly high.

I was at a wedding a few years ago, and I was surprised at the deliriously ecstactic reponse from the lady I was talking to when she was offered a lift home. It turned out she'd be saving for the last two months just to be able to afford the cab fare home from the wedding. The taxi fare would've been about 30 quid.

I'd just been telling her, at length, about the Porsche I'd bought myself as a wee treat/reward for having paid off my mortgage. I did a fair bit of privilege-checking that night.

I can pay it and I'm thankful for that. My point was that it's fairly easy to just have one of these turn up on your doorstep. Obvs. lease ownership isn't the only way.

Plenty of people on the same lease will not be able to. They could re-mortgage I guess but special cladding forms & fixed income.

Yeah, if you can't rustle up £30k or so from the change down the back of the sofa, what do you expect?

m8 - someone who bought their local authority flat for £90k in the 80's and is now retired is in a very different position to someone offering to buy a house for £600k who then can't find 5% of the value of it when it turns out their lender shits the bed at the figure they offered. This discussion is more about the former than the later don't you think?

P.S. Meant in jest.

Yeah I know but maybe just don't?

Just wondering, is that comparable to your peer group?

In our case, we are still saving up for a house and pension pot and we have nothing to complain about, but probably have to "wage slaves" until pension age and forget about buying a new car now and when house is paid off. And that is worse than my colleagues due to me losing a house due to negative equity and my partner having been laid off before twice.

But...where I live in Belfast, having a house in a decent area with a car that's not a banger is perfectly normal. 2 miles down and you are in poverty and FLEGS territory, half a mile up and it is KERCHING territory, but that is a tiny patch compared to the flegs/council houses/normal middle class (not England TV middle class) housing.

An expensive house and 2 cars, that's already for the definitely better off. My parents always had used cars and a 3 bed semi with converted garage in a cheaper area of The Netherlands.

TL:DR not complaining but just wondering. And how is the Porsche? Was it worth it? :)

A huge amount of people. Quite sad really.

https://www.theatlantic.com/health/archive/2020/09/k-overlooked-variable-driving-pandemic/616548/?utm_source=facebook&utm_medium=social&utm_campaign=share&fbclid=IwAR3EWzcGPoN-5UOD0CQIu_o1EQiKPX_9fu0rItX2nccjZPtnDEARTe_ZzuA

this is quite interesting, take away backward tracing and testing everybody that has been at venues where infected people have been, focussing in door poorly ventilated areas and doing more inaccurate mass testing in venues with many people (carehomes etc.) and precise testing if somebody is positive may be better than approach taken in many countries.

We found that media mentions of US President Donald Trump
within the context of COVID-19 misinformation made up by far the largest share of the infodemic.
Trump mentions comprised 37.9% of the overall misinformation conversation,well ahead of any
other topics. We conclude that the President of the UnitedStates was likely the largest driver of the
COVID-19 misinformation“infodemic”. Only 16.4% of the misinformation conversation was “factchecking” in nature, suggesting that the majority of COVID misinformation is conveyed by the media
without question or correction

https://int.nyt.com/data/documenttools/evanega-et-al-coronavirus-misinformation-submitted-07-23-20-1/080839ac0c22bca8/full.pdf?fbclid=IwAR0r-D7awoQQX8Y8OwcfNchF4weq6VY4P0zfy2WyqI6aPvYMdFQg9Lp7jYQ

Anyone else been confirmed sick, but without a cold , fever and/or cough?
Did you have any specific symptoms? I've been feeling off (or more off than usual) for about a week with a diffuse discomfort in the chest/lungs. Not really out of breath, but a slight tension and ache in the chest when inhaling etc. Been brushing it off as anxiety and stress but starting to think it might actually be the Rona', or something else underlying..

Also meant in jest, I'm unsure of how much you've featured in the golf club thread tbh :)

And obviously I agree on all the leasehold/freehold stuff.

Just wondering, is that comparable to your peer group?

Difficult to say. Looking at old school friends, friends from university and colleagues there are some who are considerably wealthier than I am either due to family money or very remunerative careers (mostly banking and finance). Some are more on the 'just getting by' level despite living very modest lifestyles. There's quite a wide spread. The main differentiator I imagine is that I lived at home for a long time during my 20s, built up a chunky deposit and then bought a house in the sticks, so there wasn't that much of a mortgage to pay off in the first place.

And how is the Porsche? Was it worth it? :)

It was. It was great fun, but it attracted a lot of unwelcome attention from the police and boy-racers, particularly the latter, so I sold it to my BiL and bought something rather more understated but faster. The Porsche was new to me, I should point out, not new new. I've never bought a new new car (although I have built some) and I doubt I ever will.

Book a test.

bought something rather more understated

Are you talking about the Fisher here? I'd be inclined to disagree if that's the case!

Are you talking about the Fisher here? I'd be inclined to disagree if that's the case!

No, the RS6 SuperFastWankerBarge. The Fisher could never be described as understated. It's the lack of a windscreen which does it.

I would very much enjoy a RS6. Currently in dad mobile mode, but can appreciate the market for practical yet unreasonably fast SUVs/estates.

It's a bit of a one trick pony, but it's one hell of a trick. And it does cover ground very rapidly with minimal effort and lots of comfort. Albeit at the cost of using fucktons of petrol.

Hah, just caught up with the owning your own home thread which I hadn't read.

Now I get the @Howard having £30k down the back of the sofa joke!

a slight tension and ache in the chest

I had this early September for a few days. Never got tested, it went away and I have felt fine since shrug emoji

Now I get the @Howard having £30k down the back of the sofa joke!

Well, at least you got it.

Cross-posting from the app thread - got a screen notification on the NHS app saying someone I'd been near had tested positive. Open the app, nothing showing. Is the screen alert all that it does? Should I isolate for 14 days? I read somewhere that it does a countdown on the app or had some other kind of guidance on app if you are supposed to isolate.
To be clear I'm not planning on going out and licking everyone I see.