Owning your own home

Studio flat on the ground floor?

Tenure: Share of Freehold
... three bedroom period conversion ...

floorplan is misleading I reckon.

I can only assume the front door on the floorplan is actually inside the hallway to the house. so you get a shared bit of hallway and the ground floor flat gets an internal front door leading left, and the first floor get an internal front door going up the stairs.

So push the ground floor plan back so that the stairs line up with the first floor

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Floorplan for that type of property:

So yeah, flat on the ground floor too with access to garden and possibly a cellar conversion.

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Talking of weird but balsy shit, this place looks good until you realise that the existing owner took half the garden and built their own house in it, leaving you with an excuse for a plot whilst lording it over you though the crazy boundary and shared drive.

https://www.rightmove.co.uk/property-for-sale/property-78964669.html

Apparently they are finding it hard to sell! I cannot imagine why.

My feedback to the agent was that they should knock the house down and build something more in line with the available land.

Roof terrace looks nice, thinking of turning our kitchen flat roof into one but sounds like a major project

I assume so but couldn't work out where the entrance to it is. @duncs is probably right in that they're not showing a bit of communal hallway.

Just weird that you'd carve out a 250sqft studio from a house and have them with sole access to the garden that looks into your bedroom windows.

Surprised it has one. In that area the council turn down pretty much all applications for a roof terrace.

I looked into it at one point but even assuming I could get planning it looked like a lot of work to reinforce the roof so it was suitable.

Looking at google maps the building is a perfectly standard ladder terrace, so the rear extension is two floors. What they've labelled ground floor is really the first, but including the ground floor entrance and stairs. Probably more accurately illustrated as attached, with roof terrace over the bathroom.

I think Haringey must've relaxed the rules for roof terraces at some point, I've seen a couple of applications granted recently.

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The UK’s biggest building society has warned of a “false dawn” in the
housing market after reporting a 1.7% leap in prices in July.

Nationwide said the rebound had been powered by pent-up demand from
those who wanted to move before lockdown. There was further demand
from people deciding they wanted to move after being confined in their
homes for several months.

But it said if companies continue to make people redundant, the market
could slow down later in the year.

https://www.theguardian.com/money/2020/jul/31/nationwide-warns-of-false-dawn-after-uk-house-prices-leap

Houses with gardens were at a premium, I heard. We won't know till the dust settles.

Strikes me as being on the money. We shall see how it goes through the rest of the year.

A friend of a friend is selling, and has been advised that it hasn't sold by January to put the price up as there'll be a second wind as people try to buy before April.

All seems a bit silly. Whether to stay put until next year and scoop up a bargain - but would we find a buyer? Will there be any stock?

My brother's moving house and saved £15k for doing nothing cos of stamp duty. Plus I think a 3rd of house sales are second homes or buy to let. So wealthy people are trousering more cash.

It’s interesting advice- according to seemingly everyone who knows about customs January is going to be carnage, deal or no-deal.

Right click, inspect element, change your balance to anything you want.

Would be good if that worked for real

Right click, inspect element, change your balance to anything you want.

I've never had 300 large, would it be normal to keep that in ones current account?

Customs are our own thing to deal with. We can decide if we wish to waive any inspection of goods or bureaucracy of paperwork on international imports.

I suspect it will be a mess but a smaller one than people fear because the govt will just say fuck it, let it all in duty free (as before) until we say so and then start imposing tariffs and restrictions on a categorical basis until it's all done and they have caught up.

The system they use to currently do importation paperwork is called CHIEF and works basically, on trust, with the spectre of random inspections and HMRC audits to keep everyone in line. Something similar can be rolled out pretty sharpish for EU imports too.

No, but wherever you did keep it, it would be reasonably straightforward to evidence (unless Nazi gold etc).

I once had £250k in the current account, very briefly, are re-mortgaging. It made me feel rather nervous.

Budget oligarch:

https://www.rightmove.co.uk/property-for-sale/property-94300538.html

Little wooden ladders in bathrooms to hang towels on fucking rock.

Customs are our own thing to deal with. We can decide if we wish to waive any inspection of goods or bureaucracy of paperwork on international imports.

I suspect it will be a mess but a smaller one than people fear because the govt will just say fuck it, let it all in duty free (as before) until we say so and then start imposing tariffs and restrictions on a categorical basis until it's all done and they have caught up.

The system they use to currently do importation paperwork is called CHIEF and works basically, on trust, with the spectre of random inspections and HMRC audits to keep everyone in line. Something similar can be rolled out pretty sharpish for EU imports too.

This is, unfortunately, not true.

This chap is a retired freight forwarder, and talks about the various issues (CHIEF for e.g. can't handle the volume that we're about to face, and is going to be replaced with a new system that hasn't been created yet):https://twitter.com/vivamjm/status/1269569793398620160

He undoubtedly knows more than me but I'm not convinced that disaster is around every corner because of a paperwork requirement.

That, I respectfully submit, is because you don't know what you're talking about with regards to this.

We're an importing nation, from fruit and vege to toiletries and pretty much everything in the house.

We'll cave in and accept the EU terms, that's the optimistic view, knowing Bojo, Cummings & Co I wouldn't put it pass them to not agree and blame it all on the EU.

Taking back control innit?

Have you stockpiled 6 months of food and medicine? Or do you not really believe it'll be that bad either?