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Yeah that sounds expensive to me. Maybe query it.
Admittedly my eg was in a rented 1 bed flat and just what they offered. But did include bike cover away from the house (not that expensive a bike).
That said my nice watch is still in storage because it didn't seem worth the additional on our AXA police - the extra with AXA was more than with the previous insurance.
Tl;Dr different insurers offer different insurances.
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All I can offer to the conversation is that similar cover from M&S insurance is considerably cheaper than that.
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I added fiance's engagement ring and it came out not diss-similar to that number. If you have a safe and they're kept in there then that takes cost down quite a lot.
@Stonehedge weird that isn't my experience of M&S as I tried them last time I had this convo. I'm getting insurance for the new house, so might try them again.
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hugo7
Stonehedge
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@Dammit
That’s additional to my existing premium, purely for the watch cover. I have no frame of reference as to what watch cover should cost tbh, but that felt expensive.