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Also, as structural work is happening, should I be informing my insurer/mortgage provider?
You should always inform your insurer if work is taking place in your home. If something goes wrong your home insurance takes priority over the liability insurance of the builder working on your house, so the claim is made on and administered by your home insurance.
When work commences to remodel the downstairs, I’m planning to hang some kind of plastic sheeting up to help reduce dust going upstairs. Is that practical? Will it fall down/be too annoying? If not, what would be the best thing to use and how to affix it?
Also, as structural work is happening, should I be informing my insurer/mortgage provider?