Car appreciation... the aesthetics, the engineering, etc

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n3il

If you're in an accident, regardless of blame or which insurance pays out, you have to declare it. So even if your company pays nowt it's logged and affects your premium.
IANA insurance person though

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deleted in reply to @n3il

I didn't realise that, thanks for the tip... Maybe his cash offer is the way to go then... I'll check with my insurance people tomorrow...

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Stonehedge in reply to @deleted

I'm a rookie driver also so not hugely experienced but I also gather that even if the accident is ruled as not your fault, it still fucks with your premiums.

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