• This caught my eye:

    https://rpmtechnik.co.uk/sales/vehicle/mk1-996-gt3/

    Which is, obviously, both very yellow and moderately expensive.

    I thought I'd take a look at what it would cost (financed) to put it on the drive.

    I could put £10,000 in and then HSBC would lend me £50,000.

    The monthly repayment would be £978.37, and overall the cost of the money would be £8,702.

    I'm fairly confident that (if Brexit doesn't kill us all) the car would be worth a similar amount to today in five years, so it's the cost of the finance, insurance and maintenance to find.

    Moving away from HSBC I looked at a specialist car finance place - they offer a product that combines a monthly payment with a balloon.

    The same 10k down gives a monthly payment of £500, with a final balloon of £35,384. This means the total paid is £30,000 in monthlies (60*500) plus the deposit plus balloon= £75,384.

    The cost of lowering the monthlies by £479 is ~£6,682.

    I have an ISA that I put £500 a month in, and then empty periodically when it's useful - for e.g. I just took the money out of it to buy my girlfriends birthday present this month.

    I could therefore move that £500 to paying for the GT3 and not notice it month to month although I would notice it at birthdays and Christmas.

    Idle speculation to an extent, but keen to hear what you chaps would do.

  • To play devils advocate: why would you do this when you already have one car you're currently throwing time and money at being very similar? To that end you'd have a proper GT3 on your drive and your Cab GT3-esque project. I'd feel that driving one would spoil parts of the other and vice versa.

    Are there not any other cars that take your fancy that are different enough that you can enjoy both in equal measure?

About