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It doesn’t, not exactly anyway. You can move / remove the folders just like any other folder but they are well hidden and there are a lot of clicks and right clicks before you get there.
And except for iPhone and iPad, when downloading your pics, you can just treat your cameras like a USB stick, no need to use the Photos app.
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Image Capture gets you a bit closer to the raw files IIRC.
I like the way I ask Photos to show me all the pictures of bicycles and it will just do it.
Nope, Photo app grabs any photographic file and hoards it like Smaug