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  • Update 2: Seller pulled out. I called her directly, and she said she just changed her mind last minute. So, after a £200 mortgage valuation fee, a £1500 mortgage fee, $430 survey, £925 solicitor fees for work done to date our seller just changed her mind. Solicitor did take out insurance for £1500 for fall through protection, which might be laden with tricks when we attempt to claim.

    Have just asked mortgage broker if we could port mortgage to another house if we find one in next couple of months. She has said yes, but we have to pay her £500 fee if we want to (the initial mortgage broker offer was free, but I think she realises she has us by the balls).

    Any advice?

  • pay her £500 fee

    Will it negate the £1500 mortgage fee?
    If so maybe suggest £200. Ultimately you're effectively saving £1k.

    If not look for a different broker. She'll be making at least x5 that in commission.

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