If "they" are going to pay for it why worry about the cost of repairing the scrape?
Because it is a friend who is hard up, so asking them to pay almost as much as the car is worth feels wrong. Insurance isn't worth claiming as she is on my policy so I will get shafted by losing the no claims.
@brokenbetty started
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If "they" are going to pay for it why worry about the cost of repairing the scrape?