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hippy-
The current account does all the prepaid did. Monzo lose money on the prepaid ones and I suspect don't on the current accounts. So if they're nagging that'll be why.
If you need to hold money in more than one currency then get Revolut. Otherwise this is just a bank account with a nice app. I'm not sure why aggi has kept with them since it sounds like he doesn't see the point or like the service.
duncs
I wonder if their uptake to convert into current accounts has been low. I'm getting almost daily emails, texts and phone reminders nagging me to upgrade my account.