My experience is people couldn’t be nicer when they just think it’s a bike and that a bike costs £200 at Halfords. However their disbelief that a wheel alone costs more than that makes them less nice, let alone cost of a custom bike that is a write off, clothing and damages to a person.
This is literally what happened to missus's Talbot too .. driver was very nice and offered to pay cash not knowing the value .. shat themselves when they saw the quote then we lawyered up (BC) to get it sorted, it worked.
Lawyer up now
My experience is people couldn’t be nicer when they just think it’s a bike and that a bike costs £200 at Halfords. However their disbelief that a wheel alone costs more than that makes them less nice, let alone cost of a custom bike that is a write off, clothing and damages to a person.