Owning your own home

That's shocking.

I should buy some land.

I believe @hippy ‘s interest in long distance cycling came about when he cycled from Ealing to Sydenham to pick up a pair of wheels from @arup

@arup still has my bivvy. Bastard wheel builders can't be thrusted (yes, thrusted).

full fat survey came back with 72 pages .. it will be the longest book I've ever read

It will be the only book you ever skimmed, you mean?

that's a long time on the toilet. what are the most egregious offenders?

Location

Who did you use, would you recommend?

These guys: https://al-surveyors.com/

Just on the basis of details and depth, yeah. £1100 inc VAT.

sssssooooooo no SDLT on first £300k .. how do i?

up to a max of 500k though.

I think I heard him say with effect today. Might have imagined that though.

and first time buyers only :'(

ah well, back to reading the structural report.

Got £5k to spend on a new bike, suggestions?

edit - sorry, wrong thread.

Defo said starts today, my timing with house buying has been pretty crappy it seems, bought 4 years ago when it was still flat rated stamp duty, cost me £9,000 for SD, then got me a 5 year fixed mortgage at 3.69% thinking base rate was heading up so have missed the honeymoon period of interest rates and not due to renew till Aug 2018 by which point they may have another rate hike, all the while, we've had a massive slump in my industry since 2014 so the uncertainty has been rather unwelcome! Can't complain tho, #firstworldproblems

It'll save first time buyers some up-front cash but cost them a LOT more over time

how come?

prices go up innit .. as long as you are 15km from Menlo Park, you don't have to worry about getting on the housing ladder ;)

no more price rises pls. im back soon!

Fuck me. SDLT needed reform but fuck that.

Prob a bit late but this guy is great....

https://www.mybuilder.com/profile/view/royalflushlondon/feedback

AWESOME TO HEAR.

I'm heading out that way in a year and a half now, hopefully things'll stay cool...

Out of interest, what do you think would be better?

Anything that wasn't a massive tax rebate / bribe to a randomly selected sample of the population

I have gratefully accepted said bribe.

Guess I'm one of the lucky ones whom is near completion and has got the saving and beaten any price rise associated.

Will spend the monies on treating the infestation picked up in my survey of the roof. Apparently only £150 to treat.

Q . Should I be passing his cost on to the seller of suck up myself and save the hassle?