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This indicates there are UK-specific retirement funds via Vanguard (probably the same ones you linked to via H&L). Are they different to SIPPs somehow?
https://www.vanguard.co.uk/documents/adv/literature/trf-adviser-guide.pdf
I find it confusing I can 'buy' Vanguard stuff through H&L.
hippy
@dt
@hippy Vanguard offer some retirements funds which automatically move to less risky investments the closer you get to your retirement. You just choose the fund with the date of you expected retirement and the fund will do all the balancing. In terms of simplicity it can't really be beat. They're available though HL if that's the platform you want.
For example : here's the fund if you expect to retire in 2055