Owning your own home

Fuck.

All of it. The whole house.

Used to live up opposite it in a flat on Coombe Road and had a house on Milner Road when I lived in Brighton. Coombe Roads a bit of a rat run though.

Toaster in the living room and single beds in the master. Sounds perfect.

Blimey - I need to start looking at my water usage then.

That's about in line with my gas and leccy mind you.

hehehe

Still gets busy in the mornings and evenings with people darting up /down it to avoid Bear Road and get to/from Kemptown/Woodingdean but most of the time it's OK. I'm genuinely considering an offer. Will definitely get a viewing in.

Two quick showers every day, wash dishes every evening and, usually, two clothes washes a week.

Water butt in the garden for plants. I do live on my own mind you.

Anyone live in/near East Grinstead? Had to drive up their to the children's surgery ward thing the other day and really liked the villages around it. Ashdown Forest seemed lovely and wondering pros and cons of living under a flight path.

And you have the Big Yellow Body Storage place over the road for all your corpse storage needs!

Sounds just like me then. Wonder why on earth I'm paying £30 on DD?

Opps. £9 not £6, just checked.

My DD used to be about yours, dropped to £14 when the meter got installed, then dropped to £9 after 6 months or so.

I had this issue. first couple of quarterly bills they wanted the DD to be £50 Pm. once I had a full years bill and they refunded the overcharge its settled at £22 pm.

I think the variations depend on which water company it is and therefore their cost per litre to deliver the water could be higher or lower than others.

train beers don't count

Never lived in EG but have lived under the Heathrow flight paths on and off since about 2005 (windsor then lambeth).

You can solve the problem of noise in the house with double glazing / leaving radio 4 on the whole time.

But I'd never move back to a 'country' house under a flight path. If the idea is to have a garden and enjoy spending time in it, I couldn't do that with constant plane noise. You also can't rule out Gatwick expansion despite recent reports.

Is that what you tell the Enemy?

it's the only way I can tell her I've had a few and not lie

the in house EA one

Nope.

Nope nope nope.

Nope.

@jaitch @Mr_Sworld hmmm I'll get onto the supplier soon then and see if I can change. My circumstances have changed recently so they may take a little while to drop.

You'd go blind in it.

Cheers, grew up near Windsor but I guess I just grew up 'used to' Heathrow noises so never really contemplated it but not too many 747s taking off in/around Brighton so am a bit out of touch.

Is 1% a typical fee for estate agents to take for selling a place in London? Anyone getting lower?

1% would be the very lowest for a bricks and mortar EA in London. Mostly 1.25%+ when we got valuations.

thanks @dbr.

Morning all, just wanted a quick recommendation on solicitor or any opinions if possible... I bought my flat with my now ex gf, 2 years ago all 50:50 split. We have recently sadly separated (nothing bad from either party, but I was the one to do it) and will be wanting to sell on the flat. Nether of us keen to stay there in the long term now, I'm happy to stay until spring to hopefully have a slightly better time than now to sell. Of course given the market and the state of the general post Brexit economic situation, that in itself is debatable but it still seems the best plan right now.

i am planning on staying there over winter and was willing to take on the responsibility of the mortgage until it is sold on spring, and then claim back the extra equity during that time at sale. It won't be large, I think the payments currrntly are around 50% interest and that will increase when the fixed period finished in December. My ex has given responsibility of sale to her dad as she doesn't feel she can cope with it currently, and he has emailed me explaining the options he can see for sale, which include the fact that he feels I should be responsible for the fees of sale ( estate agents / solicitors) as the causative party. I'm yet to respond as whilst I could easily list a multitude of reasons as to why this won't happen, and the fact that it is fully inappropriate for one party to begin to try to dictate what needs to be looked at as business transaction on emotive terms of fairness and debts, but I'm thinking perhaps it would be worth getting some legal advice before going onwards. He's a good guy, but a bit unpredictable. We've always got on well, and the initial emails exchanged are (currently at least) well intentioned and sympathetic to the situation.

Obviously given the potential for relationships and proceedings to detoriste and complicate matters, I think a professional opinion would be wise. In fact since his request, I'm reconsidering whether it's sensible for me to even offer to cover the mortgage over winter as it would be diverging from the 50:50 agreement everything has been thus far. I guess my main concern would be if the flat failed to sell next spring either due to market issues or perhaps even his refusal to accept an offer, which could be more likely if I was covering the mortgage and there was no risk or cost to him of holding it longer.

Has anyone been in a similar situation? Any ideas of how best to approach things? Is a normal conveyancing solicitor the correct person to approach for this, if there is someone particularly suitable (I know there are few mentioned here previously which I will search through) I would quite like to book an appointment to chat this through with them too, just to know where I stand exactly.

if the benefit of you staying in the flat is just financial, I'd avoid the potential complications and risk of it going tits up. clean break and all that. but then I take the path of least resistance in every aspect of life...