Owning your own home

Nice building but none of the interior decor is really in line with the price they're asking - I think it needs a lot spending on it even before you discover all the quirks of the building.

might come with free, in house babysitters tho...

These two?

christ that scene still gives me the shits. awful movie. not even harrisons ford could save it.

I think a lot of that price is down to the gardens, but to be honest even they look a bit dated and neglected.

Plus: CREEPY LAKE IS CREEPY

Hah! I stayed here with friends for NYE a few years ago: https://www.homeaway.co.uk/p704190

Was very amused to see this on google maps when we got there: https://www.google.co.uk/maps/place/Fun4u+Adult+Entertainment/@50.8505476,-1.0026319,17.75z/data=!4m8!1m2!2m1!1sbeefeater!3m4!1s0x0:0x6dfb5e3d51f6c7f7!8m2!3d50.8499252!4d-1.0023489?dcr=0

Come and play with us, Danny.

and if you watch any of their 'productions' you'll probably see the very same sofa/beds you used whilst there playing a starring role as the main props

Our lender has managed to lose a set of our signed and witnessed mortgage forms... Who the fuck are these people hiring?!?

Our broker came over, we signed everything, we watched him put all the paperwork in the prepaid envelope and he personally put it in the mail... The bank's original story was that, after a week, it still hadn't arrived then that changed to 'ah yes, it arrived this morning' which then morphed to 'but that one form you saw your broker put in the envelope with your own eyes is mysteriously missing'...

None of this is helped by the fact I've got the flu and haven't got any packing done since last weekend... Ugh...

The incongruous Budda is bothering me more than the drowning lake to be honest.

Party wall agreements: the new neighbours are planning a load of work (which we are totally fine with) and have dropped off a load of paperwork.

Am I right in thinking that we need to get a surveyor to review this (at the neighbour's expense), and that's it? Or do we need our solicitor to look at it too?

From my experience you've got 3 options.

1. Just OK and sign the acceptance.
   
2. Get an Agreed surveyor who will work for both parties to come up with an Award (this will have conditions for the building work, will check your property before and after for damage, etc)
   
3. Each employ a surveyor (although the neighbour has to pay) who will collaborate on the same stuff as 2 but each surveyor representing a different party.
   
   

Personally, you're probably OK with going with 2. The surveyor should still be independent and it will cut the costs for the person doing the building work which may help to keep relationships friendly (if you don't care as much about that then go with 3).

I wouldn't go with 1.

make sure that if you consent to the works, you do so on the condition that a schedule of condition is carried out on your flat...

i'll look at it for you tw, drop me a line...

@Hovis @greenhell how are your sales going?

nowhere at the moment. we're gonna drop the price. there's other gaffs in the 'hood with more for the same price and we need to get a wiggle on.

I'm at the point where I've dropped so much and from a quick property search it looks like I stack up well against stuff at the same ballpark

But no sensible offers. No second viewings. Hopeless.

got a link to your gaff? we're probably going to lose out on the place we made an offer on. moral of the story: don't go harnessing your hopes to a place before you have an offer on yours.

Been on the market for 2 weeks now. On average one viewing a day, a couple of second viewings, but no offers. A few places popped up that were similar or slightly better for slightly more money which have come and gone, so that needs to stop happening and then hopefully I'll get one..

I think its reasonably priced though so going to wait it out.

Quite annoying, as we've found a place we would quite like to make an offer on but until we get one, not really in a position to do so...

Quite annoying, as we've found a place we would quite like to make an offer on but until we get one, not really in a position to do so...

yup - just setting yourself up for heartache if you do

ici

http://www.rightmove.co.uk/property-for-sale/property-50578083.html

Not my gaff so much as that I'm the 'landlord'

I've exhausted my tenants' patience with the process, poor bastards, and any goodwill I might have generated over the years through no rent hikes and generally being good at fixing shiz.

Oh you had an offer accepted before you had one on yours? Have told myself to avoid that but am talking myself into giving it a go...

Heres mine. Someone buy it plz. Tandem not included

http://www.rightmove.co.uk/property-for-sale/property-68847119.html

Any particular reason why the sale has to go through 2 months prior to tenants moving out?
No mainstream residential lender will release mortgage money until you have 'vacant possession'.
Once you find out their reasoning, you could potentially exchange contracts to secure the sale for both you and the seller, but completion would be conditional on the tenants moving out. This would require the landlord committing to serving notice to their current tenants, and putting the responsibility on them to ensure that tenants have vacated.

Its wouldn't be worth looking at it the other way, as should you get a BTL mortgage, you intend to live in the property, and this breaches the BTL mortgage conditions, and if you were to try and remortgage within 6 months to a residential mortgage, very few lenders will allow this. (not taking into account the lender's criteria such as whether they will lend to non owner occupiers, first time buyers etc)

yeah. we took the EA's arse blown smoke about our place selling in no time at face value, like a pair of chumps.

RIP dream house.

:( How long have you been on the market for now?