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@Picard
Insurance in London has gone mad. I live just off Old Street, but fortunately I have a pretty safe & secure underground garage. Each year my insurers try to inflate the price, and I have to phone around and tell them what quotes I've got from where, just to bring the cost back to a decent level, and that's despite me having 10 years NCB (protected). To them I must be a model customer because all I do is give them money to insure a Honda Fireblade (CBR900RRN) and a Kawasaki ZX12R (A2) on a single policy. I've had both of these here at the same address for the last 10 years and never made a claim, and miraculously I've never had any points on my license.
This year I had to do the same old phone around, as they had added about another £150 to my renewal price. One of the insurers I called was Bennetts who I thought would be reasonable ... they gave me a price for my Blade, but were adamant that they simply wouldn't insure the 12R at all because of my address. I ended up with a fully comp policy back where I started with Carole Nash for both bikes @ £272 ... but the whole process and the way the pricing works is just crazy IMO.