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Just for clarity, and I guess where this recent conversation stemmed from, does a seller have to accept PayPal with buyers protection as one of their forms of payment when selling an item?
No, not at all.
But whatever payment method is used should either be cash in person, or the seller should bear the larger part of the risk.
It's not reasonable to expect buyers to bear the majority of the risk when merely purchasing online already is risky.
Only if any donation was made from the same email that is used on the site.
But that's still beside the point... the good guys are fine, it's how the bad guys use the behaviour of the good guys to do bad stuff that is the issue.
The difficulty I have is how to help people buy and sell stuff, but to prevent the bad guys getting away with stuff. As a forum we are largely successful in stopping bad guys, i.e. by others having this discussion and flagging this behaviour.
The benefits of PayPal, Monzo, in-person stuff... is really that the whole marketplace is more trusted and more successful if we collectively shut down bad guys by making it really difficult for them.
But yeah, not banned it yet... but it does concern me, so do look for better ways. The monzo thing is good, it's basically a pre-paid card, easy to charge and send money, easy to receive and use the money. They'll soon be a full bank which will make it even easier (and is what I'm waiting for before recommending it widely).