Just FYI, we don't have a lot of fraud on here. But what fraud we've seen has been roughly:
95% PayPal gift, and "sellers" outside of London, most outside of the UK.
5% Bank Transfer
And when we've seen stolen bike parts, or highly dubious bike parts, it's nearly always a cash-in-hand sale, exceptions being some PayPal ones but those who know they have stolen stuff avoid giving away identity via PayPal.
The numbers are so against PayPal Gift it's silly. I know of very few legitimate transactions that have used PayPal Gift except between people who already know each other.
Bank transfers, I only know of them being used for higher value items. If anyone suggested them for < £250 I'd probably ban them because there's just no reason at that price point. In person one could draw that much, and paying by PayPal below this level doesn't incur that significant a set of fees.
Just FYI, we don't have a lot of fraud on here. But what fraud we've seen has been roughly:
And when we've seen stolen bike parts, or highly dubious bike parts, it's nearly always a cash-in-hand sale, exceptions being some PayPal ones but those who know they have stolen stuff avoid giving away identity via PayPal.
The numbers are so against PayPal Gift it's silly. I know of very few legitimate transactions that have used PayPal Gift except between people who already know each other.
Bank transfers, I only know of them being used for higher value items. If anyone suggested them for < £250 I'd probably ban them because there's just no reason at that price point. In person one could draw that much, and paying by PayPal below this level doesn't incur that significant a set of fees.