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  • i'm considering purchasing a new car, thinking of pushing the boat out a bit and treating my(our)selves to something non-shit. Most dealers offer finance but i'd rather steer clear of them because they're cunts to a man and i'd like to give myself the option of going private if possible because options. ideally i'd like to pay half up front from my own pocket and take a bank loan out for the remainder.

    has anyone successfully negotiated the APR on a loan prior to taking one out, or are the quoted % pretty much as good as you can expect to get?

    Fools errand or sound plan?

  • Fools errand or sound plan?

    New car or just new to you? The answer yo your question is probably different depending on your answer to that question.

  • Depends how much it is but can you just put the other bit on a 0% credit card and pay it off monthly? Maybe a super bad idea. I never borrow money.

    Also I hear good things about new and approved used Kias. 7 year parts warranty for new and used.

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