Regarding insurance, I used cycleplan. Competitive prices and they cover racing. They occasionally do 20% off to new customers. Recently made a claim as I cracked my bike frame, and they paid the desired amount in full. Only complaint would be that they took the full 7 days to reply.
Cheers @Cupcakes and @amey
Will look into that tonight.
@7VEN well as I'm broke I decided to go for Condor Cycles to hopefully get a proper job done for the new gal.
#DollarDollarBillz