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Both are lifetime warranties - Trek just seem to cover wear and tear - even though their policy excludes it - whereas Cannondale do not.
Howard-
They don't cover wear and tear, for example a bb rebuild on a carbon frame is £150 if the customer has ridden it with a seized bearing and damaged the frame. Where as CSG has refused snapped frames 5 years old even though it's not cracked in a fatigue spot because it is outside the life time of the product.
Slack
Except Trek's lifetime warranty is lifetime, not until we feel like it. Why call it life time if it's 5 years? Why deliberately mislead people into thinking they are buying a product with a life time warranty, not a product with a limited life time.