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@coppiThat
yeah but i think plods (sorry if plod is derogatory term) point is that he wasn't insured to be driving/riding for that journey. the same as if i was caught taking part in a hill climb race or similar. insurers would say i am not insured to do it and policy would be voided if during the process something happened. this would then leave me open to prosecution for riding with no insurance. my guess.
sorry if i missed something