I had the choice between the grey 3.5T and a black 3.5F when I bought mine years ago.
The F won on:
Lens quality. The Tessar used in the T is very, very good, but the Planar on the F beats it for edge-to-edge sharpness.
Useability. The twin thumbwheels (for aperture & shutter speed) between the lenses on an F are an absolute joy to use, rather less fiddly than the controls on the T.
Build quality. The T definitely was a lower-priced camera, you'll notice the moment you have an F and a T in front of you.
You could always attempt re-leathering an F in grey. That would be ace.
I had the choice between the grey 3.5T and a black 3.5F when I bought mine years ago.
The F won on:
You could always attempt re-leathering an F in grey. That would be ace.