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This has been great thanks.

I've gone down the like-for-like route and will keep you posted as it pans out

I wonder does anyone know if it have any baring on the matter if the driver was the one who has claimed on his own insurance. To clarify, I haven't put a claim in to him, he has decided to cover the cost of the damage by personally claiming on his own insurance.

So provided I am being reasonable and not saying I want a new £3000 bike, a replacement bike costs £1600, so I wan't £1600 to replace it...

Advice from the mechanic was go for the full thing - 'You want the same bike and that amount of money isn't enough for that bike.'

As the story goes... I was cycling along on my way to work, minding my own business when I get side swiped by a fella who didn't see me. Nothing too exciting or extravagant in the story but it was his fault, he accepted liability, I was largely ok, bike was largely ok (minus a few scratches) and so we swapped details and I left the bike into the mechanic to get a quote for repairs which he was going to pick up the cost for.

The mechanic came back to me a week later with his diagnostic report which wrote the bike off as they said they had no way of determining any unseen damage to the frame, hidden cracks and the like without xraying it so labelled it not safe for road use and advised that the only way forward was a replacement bike. Happy enough with this I forwarded all relevant information on to his insurance company.

The insurance company have accepted this report and come back to me with what they would be willing to offer. I'm wondering what I should be accepting as adequate coverage from them.

The bike is a Van Nicholas Ventus and less than a year old. Cost £1,600 new 8 months ago. They have offered the value of the bike minus 20% for depreciation. So £1320.

I'm wondering is the minus 20% depreciation fair enough or should I go for the whole hog?

What material is it?

the frame that is..

What material is it?

Pm'd

ha third dibs on frame if split!

A little bit tired bit still is good shape. Comfortable, they offer a good amount of ventilation when riding. The cleats are worn, however still work fine, its just been from fixing punctures etc that they've been walked on.

size 10.5

£30 inc. P&P

For sale: Eddy Merckx amx-1 Tiagra 2011

Due to being an unemployed student at the end of my degree I need to pay rent, and therefore this has to be sold. It was my first 'good' bike and she's been nothing but a joy. No crashes, really good condition, just cosmetic marks, one small nick to the bar tape which can be seen in pictures, and one small nick to the paint just to the top right of the 'E' along the left side of the downtube which can also be seen in the pictures, slight marks on the seat post and very slight ware to the brake/gear shifters. No dents, or other major issues.

Size 61cm.

Frame: Alloy 7005, triple butted and smooth welded
Fork: Carbon 1 1/8
Gears: Shimano Tiagra groupset / 18 gears

Rims: Shimano RS10
Front Hub: Shimano RS10
Rear Hub: Shimano RS10
Front Tyre: Continental
Rear Tyre: Continental
Saddle: Prologo

Pedals not included, (theyre off an old bike and are battered but if you want them ill inc. for £10)

£500 inc. postage

Dibs then PM, please

patrickvincent978@gmail.com

pics pleasee

oh come oonn a week before Christmas and this makes an appearance...

if only it was a week later and my bank account a week fuller.

out of nursery and pm'd you

has anyone read 'The hour' by Michael Hutchinson. Its about his failed attempted at the hour. Pretty funny stuff seeing as he wrote a whole book about failing dismally at his attempt to break it..

...reckon this one will count?...

San Marco Concor leather with Titanium Rails - dibs

I have post post another post somewhere to get out of nursery before i can pm you though..give us a second..

Why did I not see this 5 days ago...