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You're cutting your nose off to spite your face at this point if you walk away. If the house is fundamentally what you want then just reduce it by 8k and say this represents a contribution towards the (most expensive) quote you hopefully will get for a full reroof but you are absorbing most of it,and I am fairly certain they will come back and offer you 4k or so.
I also wouldn't worry about cracks here or there as long as the wall isn't bulging which presumably your surveyor would have commented on. I have cracks all over the place internally and externally as long as you can't get your hand in them it's unlikely to be a significant problem.
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In 2017 I had the front of my old house in leytonstone reroofed as part of a loft jobby.
New felt, battons and Redlands came to 1400 cash together with waste disposal.
Now that was 2017, part of a bigger job and the scaffolding was up already.
If we assume the house is similar and things have doubled since then and the cost of the skip/scaffold isn't discounted/incidental -id be pretty miffed if I couldn't get the front back outrigger done, dodgy joists replaced for about 8k give or take.
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The surveyor is never ever going to say the roof is lovely and straight and perfect. The surveyors job is to shit over everything and protect his own arse when doing so.
Unless the house is enormous then a new roof isn't a life changing amount of money. For a standard victorian house it's likely to be between 8-10k if you can find a one man band who will do it for cash.
The best case scenario is you knock the seller for 2 or 3 grand, hope it lasts another year or 2 with a little patching up, and save up the 6k you'll need to do the work in the meantime.
Sure ask for the lot as a discount but you're not buying a show home or a new house*
*This now reminds me of my buyer trying to get ten grand off me for windows that were 15 years old, rainwater goods that were 7 years old. I had to get the deal done so I ended up giving him 2.5k off but there was no way he was getting ten grand off me.
This is a negotiation now, so negotiate. You'll both end up unhappy whatever the outcome here and in some ways that is the mark of a roundly successful negotiation exercise.
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This reminds me of when I owned a flat the managing agent, who was an utter corrupt cunt, used to charge £150 plus the vodka and tonic to receive an email and update a spreadsheet he held when you remortgaged to note who your mortgage lender was.
I get that they had to know for a whole host of Reasons but to charge that sort of money was an utter joke.
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That seems a lot
I did 4 fair size bedrooms, 2 landings, 2 stairs with runners, 100pc wool Berber carpets from online carpets which he measured up for and I paid, and it was about 2.1k I think Inc the fitter and the underlay. The carpet was 1100 I think of that. I think my guy charges 6 quid a sq metre to fit roughly.
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https://www.rightmove.co.uk/properties/152842229#/?channel=RES_BUY
If anyone fancies selling their terraced house in Leyton/forest g8 with 20ft garden and swapping it almost pound for pound for something a little bigger you could do a lot worse than this.
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Open a pension with vanguard and in your partner's name too if poss.Chuck it in there and invest in vanguard vwrl.Leave it there until you want to retire, collect the tax relief at source and if applicable by self assessment. Free money going in.
Draw out the tax free lumps from both pensions, free money comes out.
Pay your mortgage off at that point.
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I'm not sure that's right. I get the aspiration behind the policy and those that have come before it but some people will always rent, they are either not in a position financially or psychologically in being able to take responsibility for a mortgage or their own property.
It is they who are gonna end up getting fked over by this in the long run.
Makes no odds to me I am not a landlord.
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I've just sanded my front room floor with a belt sander. The floor was not in good nick and it's taken me about 5 weeks to do so overall. Black tar all over the fucking place, removing screws and replacing with cut clasp nails etc.
I obviously should have just paid someone to do it because it was a really really grim and thankless task and it's not often I say that and I am usually willing to do most things myself. My enthusiasm sometimes goes too far and I get myself into trouble (like in may when I fell 5m off a ladder cleaning some gutters out and I broke my right arm and left kneecap).
Anyway, the floor is done and it looks acceptable. Ive also pumped nearly 10 tubes of brown acrylic sealant into the gaps. That was a tip someone gave me and it looks pretty good and is only 2 notes a tube.
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In 2015 i applied directly for a mortgage with tesco bank. They fucked me about so much it was unbelievable and very stressful, emailing me saying they didnt believe i only paid 6 quid a month for haircuts and only 150 a month on food.it was absolutely bizarre and i was extremely pissed off with it all. As it happens i ended up getting 500 quid compensation from them for the experience because they asked so many questions my deal ran out and i went on the svr and was paying a load more interest than i needed to.
But i would never ever not use a broker now. They fill it all in, 90pc of the time the lender just accepts it no questions asked. You don't even need to pay for a broker, lots of free ones around. I use andrew dougal from the mortgage genie now, and have done for 8 or 9 years. Top man.
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I had 110k worth of work done all done on a handshake and no contract.
Probably bloody stupid really.