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Had my first oh shit moment on saturday. Was in herne hill not sure of the road name and I was cruising along, had a van pull out and try and do a u turn basically covering the whole road. I've been riding without a lockring since 400AD and just a bit of loctite but i had to pull up sharpish here and I got the rear wheel locked up and then bang no tension i couldn't do anything pedal forwards or backwards. Thought i'd dropped the chain and was bricking it thinking the rear was gonna lock up but it didnt, ended up scraping my shoes along the ground mounting the pavement and sticking my foot in a muddy verge to stop almost ripping my leg off. Next day I got a lockring lesson learnt the hard way
My friend was telling me about an oh shit moment he had as well yesterday. He was riding in paris and a lorry opened the door right in front of him so at head height. He thought about doing a james bond and sliding under it but didnt feel like hitting the ground so he locked up the rear hard got thrown up into an endo swerved into the opposite lane with the rear still in the air, somehow didnt get hit and managed to ride it out.