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May as well listen to it explained properly by the CEO
https://open.spotify.com/episode/7KBAv3ap4y3imrEjeD7hVr?si=S8mCmwCcSl-jUzGnHFmTTA&t=2339
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Totally agree with comment above. Over a longer time frame is shouldn’t be an issue with investing in a low fee index fund which historically has returned 11% average since 1975. It’s just that if your time frame is only 3 or 4 years you can’t be sure that we wouldn’t be in a recession when you need the money again.
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Fair play, that's a decent ride. I split it up over 3 days a few summers ago!