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Is there no slack in the wall? If not you could (carefully) cut a the insulation out of the way and connect with straight wagos. It should be contained in a maintenance free box according to the letter of the regs but the fact that it remains accessible if the back box is removed means you could bend that rule a little bit. Proper way to do it would be pull a new piece of wire through. Sometimes that's easier than you think it would be.
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Your reasoning seems pretty sound but why compare the fund to HSBC FTSE All World, you could compare to B0CNH05 (L&G tracker) instead which has performed historically far better than the HSBC one because it has a higher proportion of tech shares.
Thing is none of the past performance can be used to guarantee future performance and that's why a managed fund takes a more conservative position.
If you want high risk I think you have to manage it yourself and test your own theories out at your own risk.
I'm not recommending an IFA but if they are charging you to help you manage your tax situation (which is what it sounds like to me) then you need to either figure out how to do that yourself or accept the fees and be overall better off. Personally I'd figure out how they are dealing with the tax and do it myself.
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I've been renovating sashes to a greater or lesser degree for 25+ years. I wouldn't trust plastic and tape, I usually use a thin plywood with some batten holding it in. Sanding down can take quite a while if there's a lot of flaking paint. You should probably use Repaircare as it's an epoxy resin that's designed for this job but the starter kit is expensive. Paint with BIN Aqua and Allcoat. I don't think it's something I would necessarily be able to get done in 2 days and I have all the tools and experience. I might also have to operate to a higher finished standard because people are paying me.
If you don't have to carry out extensive repairs and you're prepared to work long hours you might get it done in a weekend. Probably not a good idea at this time of year though.
Pictures would help to assess the likely issues.
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"bare drive" meaning a drive without an outer fancy case. The one you linked to is probably a very cheap drive which might suit your purposes. The kind of drive that will rip Blu Ray costs a bit more. You might not need that facility. The OWC Mercury case is decent and you can fit a lot of different drives in it.
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Like others have said a wooden dowel can sometimes fix this problem. PVA the hole if it's dusty and shape a cone out of a bit of wood and hammer it in. You want it to be tight as possible without cracking the surrounding wall, that can be a bit tricky. A fairly soft pine works well. I do pilot the hole usually as it can help stop the plug splitting. Sometimes I'll try it without piloting to see how the wood might react.
I've had some success with this method but occasionally it doesn't work.
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Based on what I can see from the photo it looks pretty decent.
Remove the beading completely and replace the whole pieces, not worth splicing anything in for the cost of complete pieces.
If you use repaircare you can just cut out any rotten wood and use soft or hardwood pieces to save on the resin. It's probably worth the price of the starter kit to splice some hardwood in with the resin.
Paint with Zinsser Aqua BIN primer and Allcoat. I tend to double up on primer/undercoat and top coat so 4 coats 2 of each.
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After wearing out a few I got the OWC Mercury case, then you can get a bare drive. Read speed is probably more important if all you are doing is ripping CD’s but if you have any blu ray you want to read there’s a smaller list of drives that will work with the software you need to rip them.
If you use Apple Music to rip them you will probably get a percentage with audible problems because apple doesn’t error check the rip results. DbPoweramp is usually cited as the best ripper for mac and that’s been borne out in my experience ripping 1000’s of cd’s.
With the current state of tech I would probably just spend the money on a streaming subscription but a few years ago it still seemed worth doing.
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The Pro has a nicer screen.