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Yes to corduroy! Maybe like a dark mossy green or a tobacco colour

Looks burnt…

fuck shorting stock but if I were going to I'd short Angi home services from mid Jan

Lift coffee

Right well my experience has been that they are helpful in thinking about how best to navigate tax implications and some value in what/where to invest but I think this part is less valuable these days as most options are open to the consumer. You are therefore simply paying for them to manage your money. Which any other fund with lower % fees will be doing anyway.

If you have 4 years then stick it all in Tesla stock. Musk is best buddies with the president so unlikely to lose over the term.

Or do as the bric nations and move into gold.

We have an ifs/wealth manager but at the low end of things.

Am I guessing that if the lump sum is paying income tax then it will be bonus or shares of some kind?

Generally I’ve found that the advice has mostly been:
how to do things in the most tax efficient way
Once you’ve got that licked what are you doing with your money to get you a return on it

Yeah - I’m on holiday but I ran some analysis on serps winners/losers and then created a list of shares to buy. Nerd was top but there are a few others. It’s based on the idea that they acquire more users organically. That’s my thought process who knows if it holds true. Reddit is an easier pick and up 20%

I didn’t manage to sell Microstrategy at the top but took some out at $490 on Wednesday but then I paid ~ $170 so it’s less painful. And the whole idea here for me was to have btc in an isa wrapper. That said it still made sense to take profit.

Yeah - get it with a sip just checking I wasn’t being dumb on the personal (work) pension.

Maybe it’s just the pension providers I’m with but I’ve never been able to pick individual stocks for a pension. Should I be able to?

On risk I’m sure there is plenty but I think there is a lot more sense in investing in btc than a great deal of the stock market given the amount of toxic debt swashing about

https://www.sainsburys.co.uk/gol-ui/product/heidsieck-co-monopole-blue-top-brut-champagne-75cl

apparently it’s reduced to £17 with nectar card and if you get 6 then an extra 25% off, so something like £13 per bottle. Which seems pretty good value! In store only until Sunday

They have fewer users than Snap and pretty mediocre ad revenue and a platform which isn't very user friendly for advertisers. So I thought the price got pretty frothy all things considered. but looking at their traffic numbers with the news of yesterday I think I can forgive this. I think Nerdwallet might be another winner.

Google just applied a manual penalty to a bunch of sites which were dominating the serps and seems to have given a decent chunk to Reddit. So prepare for even more

I sold my Reddit position but it looks as if there has been a massive change in organic serps on google which has hugely favoured Reddit. One of the reasons for the strong performance has been traffic growth and I imagine this trend is now set to continue. One point would be that their ad revenue still lags behind most other platforms but I reckon they figure that out

Apple mini is £450 in HK only issue is no stock until Xmas 🥲

Elite mince pies but it’s almost impossible to go there these days as queues are ridiculous

The landrace bakery mince pies look amazing but going to bath for one seems a little extreme

Back in HK after a trip to Osaka. Picked up up a few bits and pieces. Nothing earth shattering but given weakness of yen + tax free everything is half price pretty much vs UK

I’ve got the google ones because we have nest and it played nice with that.

I always just found the security company options to be overkill and another monthly expense so didn’t bother

Rachel Boston?

You can hold it in an isa wrapper which you cannot do for btc. Price is broadly correlated to btc and you can buy in and out of it. So I had a market order at 370 having bought in at 130 and 225. Realise those profits and tax free

lol just seen the last couple of days performance

True but when are you going to be able to buy one at retail. You might have better luck with a white gold model but that’s £35k?

I think it’s horses for courses and there’s some comfort it set it and forget it.

Though if I were wanting conservative and didn’t need the cash in the short term I’d be sticking it in my pension due to tax efficiency

Dishoom
E pellicci
Jolene
Allpress
Leila’s shop
Towpath

Chapel Down Brut case of 6 is reduced and you can get a further 10% off with Welcome10 which takes it to £18.50 a bottle which is pretty good value as we head in to festive season

Reddit is 40% of it and is 110% up

Tesla, Amazon, Applovin, Microstrategy are the other strong performers

But as @duncs says if you’ve been in any S&P etf the last year has been good.