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Ghost CMS looked a bit more modern than Wordpress last time I was looking around. $9 a month as a minimum, though they do then limit individual uploads at 5mb... guess it depends if you're hosting the raws?

https://ghost.org/explore/photography/
https://ghost.org/pricing/

This reminds me of when I owned a flat

Well, I think he wants to up the risk for 20 years and then begin to derisk. The Vanguard Lifestrategy presumably is a bit safe over long term

I was thinking of it as analogous to dollar cost averaging. You're just smoothing a reinvestment over a slightly longer period of time specifically because you're not trying to time the market.
Presumably less risk.

I didn't do this, I just transferred away from the Vanguard Lifestrategy fund to an index tracker in one go and crossed my fingers. Didn't check if the timing was right because there was nothing I could do if it was or wasn't.

gradually I think. if you do it all at once then there's the chance that the market swings just before you transfer everything.
If you were to, say, transfer 10% a week over 10 weeks then the chance of it going 'wrong' is lower. similarly, the chance of it going really well and you getting a random bump is also reduced...

Tldr, stick it in a tracker and be fairly certain it’ll outperform anything managed…?

Buy a gym membership for a few months?
Seems easier than spending the same amount on a low end treadmill, then having to flog it

Edit - beaten to it

Or gym classes for something more interesting than running on a treadmill.

I really enjoy running. I hate a treadmill

Another edit - you’re in Beckenham? You’re not too far away from Norman Park, Ladywell or Sutcliffe Park. Track will be under floodlights through winter, and it’ll be structured. They’ll likely have junior clubs. Cambridge Harriers (who I run with - not in Cambridge, but in Lee) certainly have a thriving junior section

nah, you'll be fine
running for 22mins a week wont injure you. as you say, you're aerobically fit and if you've done a few runs already and not hurt yourself then you're probably past the point where you'd immediately break yourself now anyway

Wouldn't think it'll impact the cycling either, and definitely not at that volume. I found as run fitness improved then it just helped keep my HR down on the bike

Oh great, Instagram algorithm seems to have me down as a prick then

Could you remind me about this 13 months ago please

in a steel frame? cold setting a frame... yeah, plenty have

and another few today. 2nd, 3rd and 4th solves I fucked up numerous times so ended up getting about 90%, messing something up and having to go through the steps again and referring to tutorials

5th one, managed without resorting to YouTube, in I think 5-10mins

(started on the 6th. fucked it up)

a nice but pricey assassin

A Raphassin?

I’ll see myself out

Timely dredge

Solved my first ever cube today

We drink a lot of filter coffee

Bean to cup would be nice

Are you looking to drink less filter and move to espresso based?

something like a sage precision brewer or moccamaster would work for filter. Plenty of talk upthread on espresso - how much are you realistically happy spending?

I’m probably too blasé but as I’m in my 40’s without kids then I figure I should just pick a risky portfolio and let it do its thing. In the long term it should do better than the safer ones and I can reassess in 20 years

So your approach, but with a bit more appetite for risk because it’s only my future I’m messing with

US tech…

S&P alone is up 36% over the last year

I assume that’s the speaker ‘coming to life’?

What dickhead decided to space the joists in the outrigger
30cm, 35, 40, 40, 40, 40, 40, 40, 35, 35, 35…

Some Victorian era joke I’m unaware of?

Properly fucks up laying 2.4m interlocking sheets that meet on the joists

unless you're opposed to Apple, I'd just get an iPad for Zwift. You should be able to get a 2nd hand iPad Pro for £400 with an M1 chip in it

@ketsbaia
Yep - this ^^ one fits even more snugly than the one that came with the machine. Works a charm. Thanks again exteroceptive

@Tenderloin as above, they'll have an idea
But given the work you've done, if you think you'll fall into a different LTV bracket then I think you can tell them why the house is more than the "purchase price plus average movement for the area" estimate they'll have

That would explain the half a million comments in their profile 😆

just a bit less than hippy

edit: dammit Oliver

weird how many people earn below the 99th percentile

don't know where i dreamt up the breville idea. brainfart

Sage is just the brand Breville use here. Same machines