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Thanks, think I've got it figured out.
My total contributions (personal contributions into workplace pension, plus private pension) are far less than the amount I'm paying 40% tax on. I'm pretty certain that means I should be getting the full extra 20% back.
Still feels like I'm gonna need professional help to confirm it and convince HMRC they've made a mistake tho', which is pretty annoying.
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I got in touch with HMRC recently to claim higher rate tax relief on my pension contributions. Unless I'm mistaken about how this stuff is calculated they've massively short-changed me, but am struggling to figure out how I can resolve it without employing an accountant.
Regarding private pension contributions, I get the 20% basic rate relief applied automatically but should I still expect another 20% back?
When I put the numbers into this calculator it says "As a 40% higher rate taxpayer you can claim back up to an extra £****"
The amount corresponds to 20%, but I don't understand when 'up to' might mean less than that.
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Why has the forum got this confused with me?
https://www.lfgss.com/comments/17524266/
It's in my 'following' feed and I got email notification.
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I remember him boasting during the independence campaign that Scotland had a higher percentage of working age population that anywhere else in the UK.
Or in other words worse life expectancy, which he's just lowered very slightly.