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i got the wall mounted one, (x2) when i moved house, only ended up being able to put up one. wish the freestanding had been available then, as I wouldn't have had to do some really sketchy drilling/bolting through insulated plaster board, a void, and into brick I can't see well even from the outside
still absolutely love it though, scrolling through bikes like an athena poster display
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I'd never considered joining a union as a freelance / sole director of ltd company. Seems Unite is the only one that fits my bill. I don't know that I'd directly benefit from membership, at least from what i can tell, so it would more be a case of pledging support for what they do for other people (which is fine)
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Oh yeah I wouldn’t be questioning it if I was working on any campaigns that had a lot riding on it, but at the moment that doesn’t happen. Would be nice though.
That said, taking that example if I fucked up and broke an embargo that meant a supplier came after my client, which meant they had to claim against me… that’s definitely possible
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thanks, this makes a lot of sense.
Trustpilot reviews were putting me off Hiscox, I was going to pay a bit more for cover from them vs someone I'd never heard of, but that's on the basis of making a claim being more palatable. Obv people generally only leave a review to moan, so it's hard to judge objectively. Currently I think it would be hard for me to do any major damage to a client, and they're all sub 10 employee businesses so pretty light on requirements and paperwork. Equally for the sake of a couple of hundred quid, it seems silly to be massively exposed.
@steelspeed thanks I'll check them out, hadn't been coming up on my internet trawls.
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any hot tips for professional indemnity cover, and or public liability? I want the latter due to occasionally running photo shoots outdoors, and the former for if I somehow break a client's website and am unable to revert to an old version.
Hiscox appear to just never pay out if you actually have a claim, all the other quotes I'm getting are from companies I've never heard of
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full length mudguards, and low-cost luggage capability? there are obv plenty of options for fitting racks/bags to mtb now, even on suspension forks and fitting to through axles etc, but it might mean buying stuff if you don't have it
Sometimes im tempted to put the squishy fork back on my winter grav/atb tourer bike, but i use fork bags a lot if im commuting
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Peredur...both are awesome people, I believe Perry once rode around stages of the tour while also technically on tour with Faithless