hesa

Most recent activity

• freecycle DMR bikes Vault pedals

  @hesa started

  • 3 comments
  • 331 views

  @Snoopydope replied
• freecycle DMR bikes Vault pedals

  in Components and clothing • 5 days, 15 hours

  

  They came with a second hand bike but I took them off and never used them.
  Collection only, ideally this evening or tomorrow evening, N7.

• Investment & Investing

  in Miscellaneous and Meaningless • 6 days, 19 hours

  

  You could also look at UK Gilts, potentially the ones with a low coupon and pull to par. If you are sure you won’t need the money you can avoid the short term volatility and benefit from CGT exemption.
  https://www.yieldgimp.com/

• Investment & Investing

  in Miscellaneous and Meaningless • 6 days, 21 hours

  

  Depending on the amount of AVC it might push you from a higher tax bracket to a lower one. If you are close to the threshold you may end up getting 20% relief rather 40% for example.

  Monevator has a helpful table that shows trade offs for contributions and different tax levels for contribution and withdrawal.

• Sit/Stand Stool and Babybjorn bouncer

  @hesa started

  • 1 comment
  • 268 views

  @hesa replied
• Sit/Stand Stool and Babybjorn bouncer

  in Miscellany • 1 week

  

  IKEA Trollberget Active Sit/Stand Stool Real black leather seat cushion chair.
  Like new as hardly been used. Collection from N7. Pet and smoke free house
  £35

  Babybjorn bouncer in good condition. The bouncer has several positions and folds flat for storage. Toy bar not in the photo but is included. The fabric has been washed. Smoke and pet free house.
  Collection from N7.
  £40

  Any questions please ask.

• The fall of the Tory party

  in Miscellaneous and Meaningless • 10 months, 2 weeks

  

  Surprised it is only 40%

• Israel / Palestine

  in Miscellaneous and Meaningless • 1 year, 1 month

  

  Plus the interests and actions of the other actors in the region involved, e.g. Iran

• The fall of the Tory party

  in Miscellaneous and Meaningless • 1 year, 1 month

  

  Banker's bosses. Base salaries have adjusted and variable pay decreased, which is better for the bankers and worse for the bosses. High fixed cost in a highly cyclical industry.

  Desparate attempt to keep people moving to Frankfurt and Paris, but that is dictated by the EU regulator

• Investment & Investing

  in Miscellaneous and Meaningless • 1 year, 3 months

  

  There are a number of other benefits.
  No tax within the pension, so no tax on interest, dividends and capital gains.
  This can extend to other countries because of tax treaties if the pension plan makes use of it, e.g. investing in the US as a UK pension.
  If you die before 75 your beneficiaries receive your pension inheritance tax free (this one may be scrapped).

  Edit: plus no need to track and calculate for annual tax self assessment.