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Member since Mar 2008 • Last active Dec 2024

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  • in Miscellaneous and Meaningless
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    I've not finished it yet, but the truly awfully titled "How to win the premier league" could worth a go if you've got any interest in the data side of things (@Chalfie may be the only one).

  • in Miscellaneous and Meaningless
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    I've converted mine into a managed account for now. It's slightly more expensive than the previous version but much cheaper than an unmanaged one at the new cost. Still hoping someone identifies the magic S&S ISA bullet for me to move money into and forget about!

  • in Miscellaneous and Meaningless
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    Cheers. I'll have a look. Or just dump my sad chunk into a 5% cash ISA and wait until next year to worry about it.

  • in Miscellaneous and Meaningless
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    It would be easy to go full Godwin's law here. Instead I'll just say maybe think this through a bit more. Laws are not moral principles but social constructions.

  • in Miscellaneous and Meaningless
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    Speaking of elsewhere... Where is elsewhere? I want something I can put money into and forget? Maybe S&S isn't for me.

  • in Miscellaneous and Meaningless
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    I also have limited sympathy for people that get caught breaking laws that some fairly basic research would have alerted them to.

    So you've limited sympathy for people who break laws in all instances?

  • in Miscellaneous and Meaningless
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    32k - lol! I've got about 2k in mine and add £100 a month. Was supposed to be just another retirement pile to grow slowly over the next couple decades, so having to fuck around with it is a bit annoying.

  • in Miscellaneous and Meaningless
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    Lol - we both got the same email it seems!

  • in Miscellaneous and Meaningless
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    Guys. I'm dumb. I have a S&S ISA with Vanguard. Every month I invest a bit of money into one of their "Ready-made portfolios" (LifeStrategy 60%). I chose this fund, but this fund is obviously managed by Vanguard. Do I have a (very unimaginatively managed) self-managed S&S ISA or a managed S&S ISA?

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