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Pantsmaster

Member since Feb 2023 • Last active Dec 2024
  • 1 conversations
  • 164 comments

Most recent activity

  • in Miscellaneous and Meaningless
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    The only thing stopping me from moving from Vanguard is I’m currently invested in the target retirement fund which a lot of places don’t carry because it’s not an ETF. Anyone done a similar DIY solution?

  • in Miscellaneous and Meaningless
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    Underneath the existing units are there tiles? Or is it just the subfloor (concrete).

    You should be able to build the units on top of the subfloor and then have the plinth hide the unfinished floor, the only thing to consider is the height difference between current tiles and future floor covering (which might affect how short you trim your plinth and the height you set your units)

  • in Miscellaneous and Meaningless
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    I’ve got under 10 grand in a Vanguard SIPP as I use it to bung in any extra cash year end to bring me under higher rate tax (my workplace pension doesn’t allow contributions like this). The new fee structure is a bit of a kick in the teeth…haven’t found anything else yet to transfer to which is similar for my needs.

  • in Miscellaneous and Meaningless
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    So update:
    Spoke with the landscaper tenant last night. Seems a good bloke and once I’d explained I was a bit surprised by it all it was all very friendly.

    He agrees that cutting trees down should be a last resort and suggested that most of the issues with the garage are down to a historic lack of maintenance and the fact the gutters were until recently all just pouring down into the ground at that corner. So it could not actually be caused by the roots (although the guttering issues may have been caused by the same tree).

    Anyway, they’re going to prune it back hard and trim another tree that encroaching towards their fence too (but still on our land). Needed doing anyway and £150 to sort that out and keep the peace seems a good deal to me.

  • in Miscellaneous and Meaningless
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    If it needs to come down I’m going to ask they give us enough of their apples annually so I can make a few pies at least!

  • in Miscellaneous and Meaningless
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    Here you go, it’s not been super well looked after and pruned by the previous owner but we like the shade it provides. Don’t comment on the rest of the garden!

  • in Miscellaneous and Meaningless
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    Yeah to be clear I’m probably more interested in keeping good relations with next door and reducing long-term cost than keeping the tree, but if there are options to do all 3 then great!

    As far as I can tell, they would have to prove definitely that any damage potentially caused by a tree is actually caused by it, and perhaps we might only be liable for any damage after they’ve actually informed us? I think they have the right to cut through the roots on their land too (similar to overhanging branches).

  • in Miscellaneous and Meaningless
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    Crosspost from home thread…

    Neighbours have a garage at the end of their garden, they have a landscaper who is renting it out so I gave them my number as we need some fencing doing and also neighbour mentioned he could help trim our trees.

    He’s just rang and said that he wants to take our apple tree down as it’s undermining the garage and potentially causing damage. I’m obviously loath to do that, it’s a nice tree!

    Any advice?

  • in Miscellaneous and Meaningless
    Avatar for Pantsmaster

    Neighbours have a garage at the end of their garden, they have a landscaper who is renting it out so I gave them my number as we need some fencing doing and also neighbour mentioned he could help trim our trees.

    He’s just rang and said that he wants to take our apple tree down as it’s undermining the garage and potentially causing damage. I’m obviously loath to do that, it’s a nice tree!

    Any advice?

  • in Miscellaneous and Meaningless
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    Cabinets are from DIY kitchens, tiles were from YourTiles I think. The worktop was from Gemini.

    We are going to have engineered wood through the whole ground floor, just waiting for some other works before we can get it done!

    The range was an absolute bargain - £500 used on eBay!

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