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  • I'm feeling very jaded about the London property market. Prices are off the scale and self employed mortgages are painful to get. The fact I am able to show long term regular income and excellent credit record doesn't seem to count for much because for some reason I am deemed as being a higher risk than a permanent employee when most of my contracts have greater notice periods and compensation attached than a permie would have.

    I had no issues as a contractor with a steady savings history and large deposit and I didn't even have a permanent visa when I applied for mine. Find a different mortgage broker?

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