I'm feeling very jaded about the London property market. Prices are off the scale and self employed mortgages are painful to get. The fact I am able to show long term regular income and excellent credit record doesn't seem to count for much because for some reason I am deemed as being a higher risk than a permanent employee when most of my contracts have greater notice periods and compensation attached than a permie would have.
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Virgin money mortgage seem pretty good for accepting SA302's as proof of self employed income, they only looked at the last two years.
Virgin money mortgage seem pretty good for accepting SA302's as proof of self employed income, they only looked at the last two years.