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  • I'm feeling very jaded about the London property market. Prices are off the scale and self employed mortgages are painful to get. The fact I am able to show long term regular income and excellent credit record doesn't seem to count for much because for some reason I am deemed as being a higher risk than a permanent employee when most of my contracts have greater notice periods and compensation attached than a permie would have.
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    Virgin money mortgage seem pretty good for accepting SA302's as proof of self employed income, they only looked at the last two years.

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