Anti-cycling focus and risk management

The final level would in a sense be the legal remedies available after an incident.?

Agreed,but I'm not sure if it is the first or the last line of defence. Assuming a driver is a psychopath, no conscience, only concerned with self interest the only thing stopping them from running you down is the belief they will bear the costs of it.

There is a moral hazard to driving, without the law the driver actually benefits from putting you at risk, whether by speeding, passing closely etc. They accrue the benefits but not the risk, like gambling with someone else's money and being allowed to keep any winnings.

This is why sentencing for road offences is an issue being pushed by campaigners.