3 years ago my small firm was almost wiped out in the recession. We scraped by on my wife's salary including topping up the business from it. I worked for nothing for over a year but every creditor was paid and so was every member of staff. No one was laid off or had any income cut. All on the basis that they all had mortgages like me and kids etc and a lot of them were in single income houses so please don't pose hypothetical "what ifs". A lot of the time I have been better off than most but I have also done lots of voluntary work and I have had many nights of being unable to sleep because I do not know where the next £ is coming from. I have had plenty of days of going for a walk with the dog at lunch time because I did not actually have the cash to go to the pub with staff.
shit man that sounds rough, apologies.