Will I die while cycling to work?

No, that's not what I mean. When you see a statistic that says the risk of x happening is y%, that's applied to a population as a whole and not to one particular individual's risk

^This is what I'm trying to say

This is great.

Stats (in general) say what the person using them wants them to say.

^This is also very true.

As Disraeli said (according to Mark Twain) "There are three kinds of lies: lies, damned lies, and statistics."