My assumption is that the club is free, the jersey is not free and the racing license is not free... The club is casual, but would have racing licenses and a Jersey the governing body approves of for those who want to race. The normal subtly-off-black jersey would be pub-casual for pub-cyclists.
Under 18 can't join the club though which is my dilemma but I'm guessing a small proportion of jersey prices would be going to support the forum so the casual jersey without membership would be great if possible
Under 18 can't join the club though which is my dilemma but I'm guessing a small proportion of jersey prices would be going to support the forum so the casual jersey without membership would be great if possible