Rapha, nice but a bit pricey?

I bought a Rapha wind jacket recently. My plan is to use it with a merino mesh vest, a short sleeved jersey, and merino arm warmers. That way I can either wear it all and be comfortable even if its pretty cold (although not so rain proof). Or pack the warmers and jacket into my jersey pockets.

This set up does me for about 90% of my riding. If it gets properly cold then the PTJ with long sleeve merino base. The wind jacket is hands down the most versatile and useful item I've ever bought.