After bills and bikes, the rest goes towards renovating the new apartment and overpaying on the loan, so nothing gets transferred to the next month. I do put ~100£ more into my budget account than needed, so have a small buffer there...
@JesperXT started
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After bills and bikes, the rest goes towards renovating the new apartment and overpaying on the loan, so nothing gets transferred to the next month. I do put ~100£ more into my budget account than needed, so have a small buffer there...