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  • The trouble is that all of the above says very little.

    People's finances depend on lifestyle / spending to a large extent.

    More importantly two people on the same income could have completely different finances.

    eg two people earn £25k. One is 22 with a huge student loan. One is 40 having bought their first home in 1995 and inherited £300k 5 years later. One is scraping by, one is loaded.

    Eh?

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