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@handtightenonly
Mine wasn't an investment when I bought it - I bought it to live in.
The day I got the keys the doris is was going to live in it with dumped me.
So instead of going on solitary suicide watch, I rented it out and went and lived with my mates and got busy with the yentzin'.
In the twelve years that I've owned it, I've probably lived in it for a year maximum.
It has increased in value over the years but not enough for me to have made what an investor would consider to be a "decent return".
Next year I should be able to make a final payment and be rid of my mortgage millstone.