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@PQR
I've been chatting to my mortgage broker about this whole thing - once he comes back with some (qualified) recomendations I will let you know. The issue seems to be even though they will guarantee you the deposit you would still have to be financially viable enough to afford the repayments. The amount you can borrow is still roughly the same dependant on how much you earn....I think.
It also seems open to anyone except those wanting to do buy to let on it. I "think" I could rent out my current place and then use the scheme to buy a new place
Amey - if you want someone to talk to re visa PM me as can share the brokers details. I know him from school and he is a good guy.