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@spindrift
Yeah, tell you what's puzzling, as I understand it if that woman is letting her car to be driven by banned drivers the offence is Aiding and Abetting, which is pretty serious.
So, it's in her interests to just stay schtum. Makes sense dunnit, they can't do her for the more serious offence.
If she fesses up the driver gets an IN10 endorsement plus 6 to 8 points and a fine, she gets endorsement code IN12 and the points and fine too. Or, she tells the old bill to do one and gets three points.
13 times, by the looks of it.