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@Velocio
I don't see any question in there that could legitimately deny health insurance based on a 23andme analysis.
23andme do not diagnose you with anything, they merely analyse the DNA and present you with their results that indicate which risks may exist, and their confidence in that analysis.
A risk is not an issue. It's not as if a single symptom may have appeared, or any medical diagnosis or investigation taken place.
If you were African and the DNA sequence said that you were more likely to be lactose intolerant, it doesn't actually mean that you are lactose intolerant.
Effectively it's probability based speculation, it may be helpful, and may be insightful, but it doesn't say anything is a fact and isn't a medical diagnosis of any symptoms followed by specific tests to prove or disprove.
I can't see anything in the wording that would prevent my from answer No to everything, even if I did do 23andme and it said there was a high risk of something or other.