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@Scilly.Suffolk
1/8" is wider than 3/32", so if you have any 1/8" components you'll need a 1/8" whip; it will also do for 3/32".
I'd bet both those toolkits are road biased, so the whips will be 3/32" for a start.
Different types of bottom brackets require different tools: do the tools in the kit match your BB?
I'd think the generic tools (Allen keys, screwdrivers, spanners etc) are cheap and cheerful to offset the cost of the bike specific tools.
Personally I think it's a much better idea to buy tools as and when you need to do the job. That way you only have the tools you actually need and spreading the cost allows you to buy better quality tools: cheap tools wreck components, making them a doubly wasteful purchase.
Have a read of this, for some good advice on workshop basics.