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@Fox
Has anyone used esure (Sheila's Wheels, who our home insurance is with, are actually esure)?
They've quoted me our £80 a year home insurance renewal plus £205 to insure all of my bikes as specified items, which given my bikes add up to nearly £6k seems very good.
I've confirmed they pay out with cheques, not vouchers, and are ok with 'custom' bikes (none of my bikes are actually custom, but none of them are OTP either so in insurers terms they pretty much are). I'm kind of looking for the catch here...